Seller net proceeds calculator

Why a net sheet beats a price conversation

Sellers anchor on the asking price, and every seller is disappointed by the difference between that and the check. A net sheet is what turns that disappointment into a conversation that happened early: here is the price, here is what comes off it, here is what you keep. It is the single most useful document an agent puts in front of a seller, and most agents are working it out on a scrap of paper.

What usually comes off

• Both sides of the commission. The listing side and whatever the seller has agreed to pay the buyer's agent, if anything.
• The mortgage payoff. The lender's payoff figure, which is not the balance on the last statement — interest and any prepayment terms sit on top of that.
• Property tax proration. Taxes are paid in arrears in most counties, so the seller owes the days they held the home. Long proration also charges the half of the year that has not come due yet.
• Transfer and title charges. A deed preparation and settlement fee, recording, and in some states a transfer or conveyance charge. Ohio counties charge it per thousand dollars of price, which is why the app holds a table of them for its own team's work.
• Repairs and credits. What the seller agreed to fix, replace or credit after the inspection — the line that surprises sellers most often.
• Dues and certificates. An HOA or condo certificate fee, and any dues owed to the day of closing.

Where these figures come from

This is the same arithmetic that builds the net sheet on a deal inside the platform — the one an agent sees on the deal page, prints as a PDF, and the seller can open in their own portal. The transfer charge is asked for plainly rather than looked up, because the platform's county tables cover Ohio and a seller anywhere else knows their own figure.